10 Ways Your ADU Can Support Your Retirement
As I’ve interviewed homeowners, designers, and builders about ADUs over the past several years, one thing that has impressed me is how many people are using an ADU as part of their retirement plan. ADUs can provide housing flexibility, additional income, one-floor living to age-in-place, proximity to family members and caretakers, or even just a place to call home when traveling.
Ruby Perry & Andy Simon’s ADU: Inspiration for the Neighborhood
Aging-in-place was a key design consideration for Andy Simon and Ruby Perry as they designed an ADU in their daughter and son-in-law’s backyard. Their one-story ADU incorporates doors with adequate clearance for a wheelchair. Ruby and Andy’s ADU was completely paid off in three years and it is now serving as Andy and Ruby’s dwelling, just as they’d intended. Three generations have created a web of mutual interdependence including childcare, gardening, and shared meals.
Carrie & Sterling Whitley’s ADU: Housing Stability for Two Generations
Two generations of the Whitley family found a solution to both their housing dilemmas when Carrie and Sterling were approved as the first residents of Monterey Bay Habitat for Humanity’s My House My Home program. The big idea behind the innovative My House My Home program is to build ADUs to assist low income senior homeowners who might be vulnerable to housing instability because they are living on a fixed income.
Diane Owen’s ADU: A Carriage House at My Daughter’s Place
A few years ago, Diane Owen was sharing a house in Denver, CO with her daughter Mara, and Mara’s partner Andrew. Diane’s one bedroom, one bathroom multi-generational household also included three dogs, so it was a full house! Diane had been living with Mara and Andrew for three years and they got along really well, but there were moments that a little more wiggle room would be nice.
Bertha’s ADU: A Tiny Cottage in My Son’s Backyard
Bertha and her son John had always been fairly close, but they lived their separate lives in different parts of St Petersburg, Florida. Each of them owned their own home and neither had plans to sell, but all that changed in 2016 when Bertha received a surprise offer from someone who wanted to buy her house.
Nancy Abens’ ADU: A Cluster & A Courtyard
Quick Facts Setting: urban Neighborhood: Grant Park, Portland, OR Type: detached new construction Use: owner’s mother’s primary residence Square Footage: 450 Year Built: 2015 Owners: Nancy Abens, Maggie Abens, Scott Bailey Designer: Confluence … Continue reading
ADUs Work for Multigenerational Families: The Hidden Value of ADUs
The hidden value of ADUs is particularly evident in the conversations I’ve had with multigenerational families who use an ADU to create greater housing flexibility and security. There are so many tangible and intangible benefits of creating a multi-generational housing situation that I can’t possibly catalog them all here. But I’d like to give you a sense of how ADUs are working for multigenerational families.
Jane Doe’s ADU: A Second Home on a Tight Budget
Jane says her greatest inspiration was to have a flexible place which she could live in herself or rent out to family or tenants. In order to fund construction of the ADU, Jane refinanced her car, sold stock, worked, and scraped money together.
Heidi Rose’s ADU: A Home for My Sister
Heidi Rose first learned about ADUs because she was determined to figure out how she could build a home for her sister. Her twin sister was living in Seattle with her two kids and going through a divorce, so Heidi went to the City of Portland’s permitting office to explore alternative housing options. Heidi discovered that in the city of Portland an accessory dwelling unit up to 800 square feet is allowed by right on a single-family lot in most neighborhoods.
Stephanie & Sam Dyer’s ADU: A Guest Cottage Off Mississippi Ave
Although their parents would have “first dibs,” the couple realized that they could also rent out the space through VRBO when neither set of parents were in town. Stephanie and Sam were interested in this additional income potential and both sets of parents liked the investment potential of the property.
Lesa Dixon-Gray’s ADU: Putting Mom in a Home, Sweet Home
Lesa Dixon-Gray stumbled across ADUs as she was researching multigenerational housing options for herself and her aging mother. Lesa’s mom, Shirley, was having a difficult time deciding where she wanted to live, but knew she didn’t want to live in the same house as her children. Lesa realized she might be able to entice her mother to move to Portland by giving her a place of her own. As Lesa began searching for duplexes, she discovered ADUs and accessory structures.
Lissa & Matt’s ADU: Planning for Our Sons’ Future
Matt and Lissa were building a new home and realized that creating an apartment over the garage was a good opportunity to add extra living space. The ADU could generate rental income and create flexibility as their housing needs changed. For now the ADU serves as a rental, but it could eventually be a home for their special needs son if needed.
Accessory Dwellings 