10 Ways Your ADU Can Support Your Retirement
As I’ve interviewed homeowners, designers, and builders about ADUs over the past several years, one thing that has impressed me is how many people are using an ADU as part of their retirement plan. ADUs can provide housing flexibility, additional income, one-floor living to age-in-place, proximity to family members and caretakers, or even just a place to call home when traveling.
Brooks & Brian’s ADU: Retirement Plan for Mom & Us
As Brian and Brooks explored various options for Brooks’ mother’s next housing situation, they determined an ADU would be the best option for both generations; an ADU would enable Brooks’ mother to retain as much independence as possible while having family close by, and it would be part of Brian and Brooks’ retirement plan, providing additional housing flexibility and income potential.
Amy Magyar’s ADU: Friend Next Door & Nest for Me
When Amy Magyar and her partner parted ways, her house felt too big. So she took out a home equity line of credit (HELOC) and transformed her carriage house into an ADU, doing most of the design and building herself, while preserving the building’s historic character. Amy’s friend from Baltimore, a self-declared “Covid refugee,” moved into the primary house, providing rental income for Amy.
Ruby Perry & Andy Simon’s ADU: Inspiration for the Neighborhood
Aging-in-place was a key design consideration for Andy Simon and Ruby Perry as they designed an ADU in their daughter and son-in-law’s backyard. Their one-story ADU incorporates doors with adequate clearance for a wheelchair. Ruby and Andy’s ADU was completely paid off in three years and it is now serving as Andy and Ruby’s dwelling, just as they’d intended. Three generations have created a web of mutual interdependence including childcare, gardening, and shared meals.
Evelyn Brom’s ADU: Another House for the Other Street
In 1995, Evelyn Brown purchased her property in Seattle, WA and immediately imagined building a second house on it. The property was a through-lot, meaning that it spanned the distance between two streets. Her house, at one end of the property, fronted on one street and her garage, on the other end of the property, fronted the other street. Twenty years later the city caught up with Evelyn’s vision and she now lives in an ADU she has plenty of time to dream about.
Accessory Dwellings 