Accessory Dwellings

A one-stop source about accessory dwelling units, multigenerational homes, laneway houses, ADUs, granny flats, in-law units…

Guide to financing an accessory dwelling unit

Here is nicely formatted summary to the ways ADUs are being financed in Portland today. Even if you don’t live in the area, it should provide some ideas and precedents you can use. Enjoy!

November 3, 2014 · Leave a comment

A Practitioner’s Guide to Appraising ADUs

Appraisals for ADUs have always been tricky. Here is a new guide to help appraisers, real estate agents, and finance professionals understand current “best practices” for appraising ADUs.

June 16, 2014 · Leave a comment

Finally, A Loan Product That Works for Constructing ADUs

In most markets, financing the construction of ADU’s is notoriously difficult. When constructing an ADU, you need to have all the cash upfront to pay a contractor for the cost … Continue reading

January 28, 2013 · 3 Comments

Appraisal Journal on ADUs: they could be worth more than you think

Today the Appraisal Journal publishes a research paper about residential properties with accessory dwelling units (ADUs).  The paper describes an income-based method for appraising properties with ADUs, and concludes that … Continue reading

November 20, 2012 · 9 Comments

The many and confusing synonyms for ADUs

A quick note about language here.  One reason people get so confused, and perhaps heated, about accessory dwellings is that language about them is  confused.  The different names conjure up … Continue reading

June 4, 2012 · 12 Comments

Refinancing an ADU – a mortgage broker’s perspective

As a mortgage broker in the Portland area for almost 8 years, I’ve learned “the harder I work, the luckier I get” is really true. In this instance hard work … Continue reading

March 13, 2012 · 1 Comment

Appraising properties with accessory dwelling units: a preview of new methods and findings

[update Nov. 2012: the paper, including updated results, is out in Appraisal Journal… click here] This year I’ve been working with appraiser Taylor Watkins of problem of appraising properties with … Continue reading

December 21, 2011 · 14 Comments

Notes from a presentation on appraising ADUs

[Kol Peterson attended Martin Brown and Taylor Watkin’s presentation on appraising ADUs and came away with these notes about how appraisal issues affect homeowners. For Martin’s summary of the event, … Continue reading

December 17, 2011 · 1 Comment

How appraisals and “GSEs” make financing an ADU challenging

(Update January 2013: please note that the research on which the following piece was based has now been published in Appraisal Journal.   Please read the full text of that article … Continue reading

November 21, 2011 · 11 Comments
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